Saving Account

Saving with Fludicial

Treat yourself to the savings account remunerated at 1.25% gross free of charge..

Open a free account and take avdvantages of the saving account.

Are my savings available at all times?.
Yes, your savings are available whenever you want.
What are the interest rates for savings accounts?.
Fludicial offers you a set of personalized savings solutions. Find all our range as well as the rates of remuneration.
How to transfer a savings account to Fludicial?
You have the option of transferring the following savings accounts: Home Savings Plan, Home Savings Account, Financial Instrument Account securities lines and Action Savings Plan. Just let your bank know!

Discover the general conditions related to the savings account at Fludicial.

Conditions of eligibility

The Fludicial booklet, for whom?

The Fludicial savings account can be opened by any natural person, capable adult or non-emancipated minor, resident in France or not.

And how ?

To open your Fludicial passbook, you must open a Fludicial current or joint account. It is free, and his credit card too.
Taxation

You don't even have to lift a finger!

Remuneration is at a rate of 2% net of taxes and social security contributions. Interest earned is paid on December 31 of each year and itself becomes interest-bearing.

The interests

In details

The sums paid bear interest from the first day of the fortnight following the payment or transfer (the 16th of the same month or the 1st of the following month). The sums withdrawn cease to bear interest from the first day of the fortnight during which the withdrawal occurs (either the 1st or the 16th).

The wise advice

For optimal investment of your savings, make your deposits shortly before the 16th or 1st of the month and your withdrawals shortly after the 15th or 30th!
Closing of the booklet

You can close the Fludicial savings account at any time and for free!